Onchain Naira,
internet speed
FULLY RESERVED : Always redeemable 1:1 for Nigerian Naira
Read the docs
Trust & Transparency
Onchain Naira, internet speed
FULLY RESERVED : Always redeemable 1:1 for Nigerian Naira
Read the docs
Trust & Transparency
Why businesses choose NGNC
NGNC seamlessly operates across applications and platforms, using blockchain infrastructure that is faster, more cost-effective, and more customizable than traditional rails.
Instant settlement
NGNC transactions can settle in seconds worldwide. All day, everyday.
Near-zero cost
Global payments with NGNC can be made with little to no fees, so it’s affordable to send NGNC.
Fiat backed
NGNC is fully backed by 100% cash with published monthly attestations.
Open, global access
Any business or person with an internet connection and digital wallet can send and receive NGNC.
Multichain
NGNC is readily accessible on leading blockchain networks.
How businesses can access NGNC
The fastest, easiest way for businesses to access and use NGNC is through a free LINK account and via our leading suite of payments, payouts and accounting APIs. This innovation, digital native payments and treasury infrastructure can power businesses of all sizes across multiple blockchains, reducing costs and settlement times while expanding reach to millions of new customers.
How to access NGNC
The fastest, easiest way for businesses/individuals to access and use NGNC is through a free LINK business account or via LINK bridge
Businesses
Developers
Individuals
Get NGNC for your business
Through the LINK business dashboard, businesses can convert NGN to NGNC and vice versa, near-instantly.
Get Started
Integrate NGNC
Integrate NGNC or build Web3 experiences with comprehensive APIs & SDKs. Enjoy cross-chain compatibility on Stellar, Polygon, Solana, & Avalanche.
Get Started
Get NGNC for retail
Access NGNC and easily convert between NGNC and local currency.
Buy NGNC
Discover DeFi
Take part in the future of finance with the most interoperable digital Naira.
Orderbook trades
Access stablecoin liquidity with a USDC/NGNC orderbook on the Stellar network.
Trade
Stablecoin FX liquidity
A decentralized OTC desk  for global FX liquidity powered by stablecoins and smart contracts.
Trade
Orderbook trades
Power your business operations with liquidity from a Stellar USDC/NGNC orderbook.
Trade
Liquidity pool & swaps
Build apps or platforms on a Polygon NGNC/USDC liquidity pool or add liquidity to earn high yield returns.
Add liquidity
Swap
DEX swaps
Access DeFi by swapping or trading between NGNC and USDC or USDT on Polygon.
Swap
dApp & wallet swaps
Swap between Polygon NGNC and USDC or USDT on MetaMask’s wallets and dApp.
Swap
DEX swaps
Access DeFi by swapping between NGNC, USDC and other assets on the Stellar network.
Swap
Aggregated DEX swaps
Swap with the best prices between NGNC and USDC or USDT on Polygon.
Swap
The only high yield bearing Naira stablecoin
NGNC is the largest African high yield bearing stablecoin. Stake NGNC on protocols like DFX finance or directly on LINK Business and earn yields with APRs up to 300%.
Get started
IndividualBusiness
Ecosystem
A vibrant ecosystems of wallets, projects, and apps are building on NGNC's strong base, creating a network for lending, trading, and more.
Experience the power of Multichain NGNC
Multiple chains. Multiple rails
Ecosystems
How businesses can access NGNC
The fastest, easiest way for businesses to access and use NGNC is through a free LINK account and via out leading suite of payments, payouts and accounting APIs. This innovation, digital native payments and treasury infrastructure can power businesses of all sizes across multiple blockchains, reducing costs and settlement times while expanding reach to millions of new customers.
Experience the power of Multichain NGNC
Multiple chains: Multiple rails
Ecosystems
Ecosystems
Transparency
All NGNC tokens are pegged 1:1 to the Nigerian Naira and is backed by 100% cash. The value of our reserves are published on a quarterly basis.
Redacted Reserve Statements
105,651,053.64
NGNC in Circulation
NGNC across settlement layers
Stellar
GASBV6W7GGED66MXEVC7YZHTWW
YMSVYEY35USF2HJZBLABLYIFQGXZY6
Polygon
0xAb9aD9089f23e6779a8727900709
427719f753e1
Avalanche
0x3134210a6BdB55eED6E59905bC34
928DF6d74830
Solana
52GzcLDMfBveMRnWXKX7U3Pa5Lf7Q
LkWWvsJRDjWDBSk
Base
Coming soon
FAQ
What is Naira Coin (NGNC)?

NGNC is a stablecoin pegged 1:1 to the Nigerian Naira, designed for seamless cross-border payments and high-yield opportunities. It unlocks the potential of the internet of value for the next billion Africans.

Is NGNC a cryptocurrency?

NGNC is a fully reserved stablecoin, which is a type of cryptocurrency, or digital Naira. Unlike other cryptocurrencies that can be volatile, NGNC is pegged 1:1 to the Naira, offering a stable store of value.  It combines the reliability of the Naira with the speed and security of blockchain technology.

What blockchains support NGNC?

NGNC is natively supported on Stellar as a native asset, Polygon and Avalanche as an ERC-20 token and Solana as an SPL Token.

How do I buy NGNC?

Retail users can easily acquire NGNC using Naira bank transfers through LINK's secure on-ramp. Businesses can streamline the process by minting NGNC directly on the LINK Business dashboard.

Where can I store NGNC?

NGNC can be stored in popular wallets compatible with the Polygon, Avalanche, Solana and Stellar networks like Lobstr, Coinbase wallet, MetaMask, Phantom, Exodus wallet and more.

How does NGNC work?

NGNC is built on top of the Stellar Network, Polygon, Avalanche and the Solana blockchain, and is currently managed by LINK.IO LTD (United Kingdom). Businesses looking to utilize NGNC in an internet-native way can leverage  to complete card payments, transfers and other types of payments that settle a digital or hardware wallet, as opposed to fiat currency in a bank account.

How do I earn interest on NGNC?

Users can earn interest by staking NGNC on protocols like DFX Finance.  Businesses can earn yields leveraging the Savings feature directly on LINK Business

How do I integrate NGNC in my decentralized application (dApp), exchange or wallet?

Set up a meeting with one of our experts to talk you through the process.

Delaware,
8 The Green, Ste A. Dover, DE 19901, United States.
Ontario,
6D - 7398 Yonge Street,Unit 2140 , ThornhillON, Canada.
London,
2 Fredrick Street, Kings Cross, London, United Kingdom, WC1X 0ND.
Akwa-Ibom,
Plot B30, Federal Housing Estate, Idoro,Akwa-Ibom, Nigeria.
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Developer Docs
Terms & Conditions
Privacy Policy
Contact support
LINK is a Financial Technology company and not a bank.

LINK offers it’s products and services in partnership with licensed transmitters in their respective jurisdictions.
‍
LINK is also a regulated Money Service Business with FINTRAC (M23788221)
‍
© 2024 LINK Technology. All rights reserved.
Delaware,
8 The Green, Ste A. Dover, DE 19901, United States.
Ontario,
6D - 7398 Yonge Street,Unit 2140 , ThornhillON, Canada.
London,
2 Fredrick Street, Kings Cross, London, United Kingdom, WC1X 0ND.
Akwa-Ibom,
Plot B30, Federal Housing Estate, Idoro,Akwa-Ibom, Nigeria.
Follow us
About
Developer Docs
Terms & Conditions
Privacy Policy
Contact support
LINK is a Financial Technology company and not a bank.

LINK offers it’s products and services in partnership with licensed transmitters in their respective jurisdictions.
‍
LINK is also a regulated Money Service Business with FINTRAC (M23788221)
‍
© 2024 LINK Technology. All rights reserved.
Company
About
Terms & Conditions
Privacy Policy
Help
Contact Support
Quick Links
LINK Business
LINK Ramps
WA/VY
Resources
Developer Docs
🇺🇸 Delaware,
8 The Green, Ste A,
Dover, DE 19901,
United States.
🇨🇦 Ontario,
6D - 7398 Yonge
Street,Unit 2140 ,
ThornhillON,
Canada.
🇬🇧 London,
2 Fredrick Street,
Kings Cross, London,
United Kingdom,
WC1X 0ND.
🇳🇬 Akwa-Ibom,
Plot B30, Federal,
Housing Estate,
Idoro,Akwa-Ibom,
Nigeria.
LINK is a Financial Technology company and is a regulated Money Service Business with FINTRAC(M23788221) . LINK offers its products and services in partnership with licensed transmitters in their respective jurisdictions. By creating and using your account with LINK, you agree to LINK's Terms of Service, to all applicable laws and regulations, and agree that you are responsible for compliance with any and all applicable local laws.
© 2024 LINK Technology. All rights reserved.
Delaware,
8 The Green, Ste A,
Dover, DE 19901,
United States.
Ontario,
6D - 7398 Yonge
Street,Unit 2140 ,
ThornhillON,
Canada.
London,
2 Fredrick Street,
Kings Cross, London,
United Kingdom,
WC1X 0ND.
Akwa-Ibom,
Plot B30, Federal
Housing Estate,
Idoro,Akwa-Ibom,
Nigeria.
LINK is a Financial Technology company and not a bank.
LINK offers its products and services in partnership with licensed transmitters in their respective jurisdictions.
LINK is a regulated Money Service Business with FINTRAC
(M23788221)
© 2024 LINK Technology. All rights reserved.
Company
About
Terms & Conditions
Privacy Policy
Help
Contact Support
Resources
Developer Docs
Quick Links
LINK Business
LINK Ramps
WA/VY
🇺🇸 Delaware,
8 The Green, Ste A,
Dover, DE 19901,
United States.
🇨🇦 Ontario,
6D - 7398 Yonge
Street,Unit 2140 ,
ThornhillON,
Canada.
🇬🇧 London,
2 Fredrick Street,
Kings Cross, London,
United Kingdom,
WC1X 0ND.
🇳🇬 Akwa-Ibom,
Plot B30, Federal,
Housing Estate,
Idoro,Akwa-Ibom,
Nigeria.
LINK is a Financial Technology company and is a regulated Money Service Business with FINTRAC(M23788221) . LINK offers its products and services in partnership with licensed transmitters in their respective jurisdictions. By creating and using your account with LINK, you agree to LINK's Terms of Service, to all applicable laws and regulations, and agree that you are responsible for compliance with any and all applicable local laws.
© 2024 LINK Technology. All rights reserved.